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2. Shared long term care benefits doubtless will price you slightly greater than commonplace long-time period-care policies of an identical term. The choice is that if two individuals are not sharing lengthy-term-care insurance, they’re going to in all probability need to buy more in depth particular person policies to get the identical degree of protection. The big advantage to shared care is that you simply scale back the time period of insurance policies.
As per the fairness theory of J. Stacey Adams, persons are motivated by their beliefs in regards to the reward construction as being fair or unfair, relative to the inputs. People have a tendency to use subjective judgment to stability the outcomes and inputs in the relationship for comparisons between totally different individuals.