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In case you have regarded at the policy phrases in addition to circumstances of most of the insurance insurance policies prevailing in India, you’ll know that there’s a clause dedicated on geographical restrictions. As per this clause, the coverage would solely embrace prices for remedy within India. Therefore, therapy availed outdoors India is definitely not included into the coverage. The coverage phrases may also cover data on personal accident insurance.
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This is a breakdown of how individual dental insurance works. You select a plan primarily based on the dentist (providers) you can afford to pay and would be capable to visit. If the sub-limit of Rs. 50,000 is mentioned (on orthopedic-related points) within the policy, the policyholder will be unable to assert greater than Rs. 50,000 although the coverage provided by the whole policy is greater than Rs. 2 lakh.